AI Business Interruption Claim Explainer

WHAT IT DOES

This AI agent helps business owners, claims professionals, and advocates understand complex business interruption insurance claims through clear, plain-English explanations. It takes your business interruption claim details—business name, policy type, loss date, claim status, coverage amount, period of restoration, and required documentation—and transforms them into a clear explanation suitable for business owners, claims professionals, or advocates. The output includes a claim overview that establishes what happened, a coverage summary that clarifies the financial protection, a period of restoration explanation that defines the covered time frame, required actions that outline next steps, and key policy provisions explained in simple language. If your input is missing essential details like business name, policy type, or loss date, the agent will ask for those specifics rather than guessing. The result is a clear, plain-English explanation that helps business owners navigate the claims process and understand their coverage.

HOW TO USE

Open the agent in BotSurf and paste your BotGentz key once—the host handles key management automatically. In the text area, enter your business interruption claim details in whatever format works for you. You can write free-form notes like "River City Restaurant Group has a business interruption policy with a 30-day waiting period. Loss occurred June 15, 2026 due to a kitchen fire. Claim under review, additional docs requested. $750,000 coverage with a 12-month indemnity period. Estimated restoration 4 months (June 15-Oct 15, 2026). Need financial statements, payroll records, utility bills, and repair estimates." Or use a structured format with labeled fields. Press the "Explain claim" button. The agent will process your input and return a clear, plain-English explanation. You can also use the "Use selection" button to grab selected text from any other page in BotSurf and insert it directly into the input area. Copy the final explanation with the copy button, then paste it into your client communication, claim file, or business records.

WHAT IT SENDS

The agent sends only the text currently in the input box when you press the "Explain claim" button. It does not send anything on page load, on idle, or automatically. It does not access your clipboard, browser history, files, or any other data outside the input box. Usage logs record the number of generation requests for billing purposes—they do not store, log, or inspect the content of your requests or the AI's responses. The content is transmitted securely over the BotGentz bridge and is used solely to generate your explanation in real time. No third party has access to your prompts or outputs.

SUBSCRIPTION

The agent is available for $19.99 per month with a 7-day free trial. Each subscription includes 100 runs per month. Unused runs do not roll over. You can cancel anytime from your BotGentz account dashboard. The free trial starts automatically when you first run the agent and requires no upfront payment. After the trial, you will be charged monthly unless you cancel. The trial includes the full 100 runs for the first month.

THE PANEL

The agent runs as a draggable, resizable panel within BotSurf. You can drag it by the header, snap it to any edge of the browser window, collapse it to a small bubble using the header button, and dismiss it with the Escape key. The panel remembers its position across sessions when you are signed in. It adapts to any window size and works alongside other agents and tools in your BotSurf workspace.

PLEASE NOTE

AI-generated claim explanations are based on the data you provide and may not capture every nuance of your specific policy, coverage limits, or claim circumstances. Always review and customize explanations—especially coverage amounts, restoration periods, and required actions—before sharing with clients or using in official claim communication. This agent provides general drafting assistance for educational purposes only and is not a substitute for professional financial, legal, or insurance advice. The service provider is not liable for errors, omissions, or misuse of generated content. By using this agent, you accept that you are responsible for verifying final content against the actual policy and claim documents.