AI Cyber Liability Policy Explainer
About this app
WHAT IT DOES
AI Cyber Liability Policy Explainer helps you understand whether your business needs cyber insurance and what a typical policy covers. Describe your business type, size (employee count), and the kind of digital assets or data you handle — for example, "E‑commerce retailer, 15 employees, handles customer PII and payment card data" — and the agent returns a concise, plain‑English overview of Cyber Liability Insurance. It explains the difference between first‑party costs (your own losses, like forensic investigation, ransom, business interruption) and third‑party costs (lawsuits, regulatory fines, notification expenses). It also covers who typically needs this coverage, common policy limits and retentions, and the key factors that affect your premium, with a brief example scenario to make it concrete.
HOW TO USE
Open the agent in BotSurf. Paste your API key once (the host handles authentication). Then, in the input panel, describe your business and the data you handle in a sentence or two. Press the button. Within seconds you will have a practical explainer to help you understand whether cyber liability applies to you and what to consider when shopping for a policy.
WHAT IT SENDS
When you press the button, the agent sends only the text you typed — nothing else. No location data, no browsing history, no cookies, and no device information. Usage logs record that a request was made (for billing and run counting) but do not store the content of your query. Your privacy is preserved.
SUBSCRIPTION
This agent is $19.99 per month, billed monthly. It includes a 7‑day free trial so you can test it with your own business scenarios before committing. The plan gives you 100 runs per month, enough for multiple scenarios or to share with colleagues. You can cancel anytime from your BotSurf billing dashboard.
THE PANEL
The agent runs as a full‑frame panel inside BotSurf. You can drag it anywhere, snap it to the side, collapse it to a small bar, or close it with the Escape key. It stays out of your way while you work.
PLEASE NOTE
This agent provides general information, not professional insurance advice. Cyber liability policies vary significantly by insurer, jurisdiction, and specific business activities. Always consult a licensed insurance broker for advice tailored to your situation.
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