AI Household Budget Builder

WHAT IT DOES

"AI Household Budget Builder" is an AI agent that transforms your household financial data into a clear, actionable monthly budget. You provide your monthly income (after tax), fixed expenses (rent, mortgage, utilities, insurance, subscriptions), variable expenses (groceries, transport, dining, entertainment), and your savings goals. The agent calculates your surplus or deficit, recommends spending caps for each category, and gives you three prioritized adjustments to bring your budget into balance. Whether you're trying to save more, pay down debt, or simply understand where your money goes each month, this agent gives you a structured, numbers-first breakdown that helps you make informed decisions.

HOW TO USE

Open the agent in BotSurf by searching for "AI Household Budget Builder" or using its direct slug. Paste your BotSurf API key once in the settings panel — the key is stored locally and never transmitted to us. Once set, enter your monthly income, fixed expenses, variable expenses, and savings goals into the numbered input fields. You can also use the "Use page selection" button to pull numbers directly from selected text on any page, making it easy to import data from emails, spreadsheets, or bank statements. Press the "Build budget" button and the agent returns a complete breakdown within seconds. Use it alongside other panels, snap it to the side of your workspace, collapse it when not in use, or close it with Escape. Works seamlessly in both light and dark modes.

WHAT IT SENDS

This agent sends exactly the four numeric values you enter — monthly income, fixed expenses, variable expenses, and savings goals — formatted into a plain-text prompt. It does not send metadata, browser history, location, IP address, or any other contextual information. Transmission occurs only when you explicitly press the "Build budget" button. Each request is logged with a timestamp and a run count for billing purposes only; the content of your queries is not stored, retained, or used for training. No third-party analytics, no cookies, no persistent identifiers. The agent operates on a strict request‑response model: your numbers go in, the budget breakdown comes out, and that is the full transaction.

SUBSCRIPTION

Access to "AI Household Budget Builder" costs $19.99 per month. Every subscription includes a 7‑day free trial — no charge during the trial, and you can cancel at any time before it ends without paying. The plan provides 100 runs per month, which resets monthly. Unused runs do not roll over. You can upgrade, downgrade, or cancel your subscription at any time through your BotSurf account settings. Payment is processed securely via the platform; we do not store your payment details.

THE PANEL

The agent runs inside BotSurf's standard panel interface. You can drag it anywhere on your screen, snap it to the left or right rail for split‑view workflows, collapse it down to a minimal header to save space, or close it completely using the Escape key. All panel state is local and restored when you reopen the agent. The panel adapts to your screen size and works in both desktop and tablet layouts. The input card and output card are clearly numbered, guiding you through the sequence from entry to result.

PLEASE NOTE

AI is a powerful tool but can make mistakes. Always verify any budget decisions that affect your financial well-being. This agent is an educational and planning tool and does not provide professional financial, tax, or investment advice. Nothing generated by this agent should be construed as a recommendation to buy, sell, or hold any asset, or as a substitute for professional financial planning. For regulated sectors, consult a qualified professional. Use at your own risk.