AI Merchant Services Agreement Explainer

WHAT IT DOES

AI Merchant Services Agreement Explainer is a specialized AI agent that translates complex merchant services agreements and arrangements into clear, actionable plain‑English guidance. When you provide a merchant services agreement document or describe your merchant services arrangement, the agent extracts and explains the key terms, fees, rates, and conditions. It returns exactly three focused sections: "Key Terms to Understand" ranking the five most important terms by significance, "Critical Fees & Charges" ranking the five most critical fees or charges by cost impact, and "Important Provisions & Pitfalls" ranking the five most important contract provisions or potential pitfalls by risk. The output is capped at 1,024 tokens, ensuring concise, readable guidance without overwhelming detail. This is general information, not professional legal or financial advice—always consult a qualified professional for your specific merchant services situation.

HOW TO USE

Open the agent in BotSurf. Paste your merchant services agreement text or describe your arrangement into the input box. You can also select text directly from the page and click "Use Page Selection" to populate the input automatically. Click "Explain Agreement" or press Ctrl+Enter (Cmd+Enter on Mac) to submit. The agent processes your input through the AI connector and displays a structured breakdown of key terms, fees, and provisions. The panel is designed for quick review—no account creation is required beyond your BotSurf subscription. The agent retains no memory of past conversations; each analysis is independent.

WHAT IT SENDS

The agent sends exactly the text you enter into the input box (or the text you select from the page) to the AI model. No additional metadata, page content, cookies, or browser history is transmitted. The text is truncated to a maximum of 6,000 characters before sending; longer inputs are clipped and marked as truncated. Usage logs record the count of runs for billing purposes only—they do not store, log, or retain the content of your submissions or the model's responses. The agent runs entirely in your browser; the AI connector handles the request securely. No data is shared with third parties.

SUBSCRIPTION

This agent is available for $19.99 per month with a 7‑day free trial. Each subscription includes 100 runs per month—one run per analysis request. Unused runs do not roll over. You can cancel anytime from your BotSurf account settings. The free trial starts automatically when you first use the agent; no upfront payment is required until the trial ends.

THE PANEL

The overlay panel is fully draggable via its title bar and remembers its position using BGAI.setState. It snaps to the nearest edge when dragged within 40px of any screen boundary. The panel collapses to a minimal header when not in use and expands on hover or click. Pressing Escape temporarily dismisses the panel until you navigate to a new page or manually reactivate via the BotSurf toolbar. The panel includes a text input area, toolbar buttons (Explain Agreement, Use Page Selection, Clear), and a results area that displays the structured analysis.

PLEASE NOTE

AI can be wrong. Always verify critical information with original merchant services agreement documents and consult a qualified professional before making decisions based on this analysis. This tool provides general information only and does not constitute professional legal, financial, or business advice. The agent is not a substitute for professional contract review, legal analysis, or financial due diligence. Merchant services terms, fees, and provisions vary by provider, industry, and jurisdiction—the agent's analysis is based on general patterns and may not apply to your specific agreement. Run counts are deducted from your monthly allowance regardless of output quality; ensure your input is complete and accurate before submitting.