NFT Lending Pool Manager

WHAT IT DOES

The NFT Lending Pool Manager lets you manage your NFT-backed loans across lending pool contracts—NFTfi, BendDAO, ParaSpace, or custom deployments—on Ethereum, Polygon, and Arbitrum. You provide the lending pool contract address, your NFT collection address, and token ID, then choose an action: deposit NFT as collateral, borrow against your NFT, repay an existing loan, or liquidate an underwater position. The tool fetches current loan data—borrower, loan amount, interest rate, start time, duration, and status (active/liquidated)—so you can see exactly what's happening before you act. All transactions are built and submitted through your wallet.

HOW TO USE

1. Connect your EVM wallet using the Connect Wallet button.

2. Select your chain: Ethereum (1), Polygon (137), or Arbitrum (42161).

3. Enter the lending pool contract address (e.g., NFTfi, BendDAO, ParaSpace, or custom).

4. Enter your NFT collection address and the token ID you want to manage.

5. Choose an action: Deposit NFT, Borrow against NFT, Repay loan, or Liquidate position.

6. For borrowing: set the loan amount (ETH) and interest rate (% APR).

7. For repayment: enter the amount to repay (0 = full repayment).

8. Click "Fetch loan status" to see current loan data.

9. Review the summary in the review section.

10. Click "Execute" to sign and submit the transaction.

THE REAL MECHANISM — user-provided lending pool contract with flexible interface support

This tool does not hardcode any lending pool addresses—you provide the contract you trust, ensuring you are interacting with the intended protocol. It uses a common lending pool interface pattern: `getLoan(address collection, uint256 tokenId)` to read loan data (borrower, loan amount, interest rate, start time, duration, active status, liquidated status). For execution, it supports four standard actions: `depositNFT(collection, tokenId)` for collateral deposits, `borrowAgainstNFT(collection, tokenId, amount, interestRate)` for borrowing, `repayLoan(collection, tokenId)` as a payable function for repayment, and `liquidateLoan(collection, tokenId)` for liquidations. The tool formats loan amounts and interest rates with 18 decimals, handles payable transactions for repayments and liquidations, and validates inputs before submission. All data is read and written client-side—no data leaves your browser except the signed transaction.

WHAT IT CANNOT SEE

- This tool cannot read loans that are not accessible via the lending pool's standard contract interface.

- It cannot automatically determine the optimal loan-to-value ratio or interest rate.

- It cannot execute cross-pool loan actions in a single transaction.

- It cannot liquidate positions that are not underwater.

- It does not support lending pools on chains other than EVM-compatible networks (Ethereum, Polygon, Arbitrum).

- It cannot predict future NFT floor prices or liquidation risk.

- It cannot verify if the provided lending pool contract is legitimate—you are responsible for checking the address you enter.

PLEASE NOTE

- This tool works on Ethereum (1), Polygon (137), and Arbitrum (42161).

- You must provide the lending pool contract address yourself—this tool does not hardcode any addresses, so you remain in control.

- Borrowing against an NFT requires the NFT to be deposited as collateral first (deposit action).

- Interest rates are typically expressed as APR (annual percentage rate) and may vary by pool.

- Repaying a loan returns your NFT collateral to your wallet.

- Liquidation is only possible if the position is underwater (loan value exceeds collateral value).

- Repayments and liquidations are payable transactions—your wallet must have sufficient ETH to cover the amount being repaid.

- Always review the parameters in the review card before signing—the tool shows the pool, collection, token ID, action, and relevant financial details.

- This tool is for informational and execution assistance only—it does not provide financial or valuation advice.