Tokenized Invoice Financing Tool

WHAT IT DOES

This tool provides on-chain tokenization and financing of invoices, enabling you to convert invoices into tradeable tokens and access financing. It reads your connected wallet address, invoice token contract address, invoice ID, invoice metadata (issuer, debtor, amount, due date), financing terms (discount rate, duration), current block timestamp, invoice status, and funding history. You can then sign and send transactions to tokenize invoices with full metadata, fund invoices by purchasing them at a discount, repay invoices to settle the debt, and record financing metadata on-chain. All invoice parameters are displayed in a clear review panel before you sign, so you know exactly what you are financing. The tool also logs transaction hashes, confirmation status, and gas costs, providing a complete audit trail of all financing activities.

HOW TO USE

Connect your wallet using the built-in wallet bridge, choose the network that matches your invoice token contract, and paste the contract address. Enter the invoice ID, issuer address, debtor address, invoice amount in raw units, due date as a Unix timestamp, discount rate in basis points (e.g., 500 for 5%), financing duration in seconds, and token decimals for display purposes. The review panel shows all inputs and the current block timestamp before you sign. Use the numbered action buttons: tokenize invoice to create a new tokenized invoice with your specified parameters; fund invoice to purchase an invoice at a discount; or repay invoice to repay the invoice amount and settle the debt. You can also check status to view current invoice state, amount, funded amount, and due date, or view funding history to see all past funding timestamps. Each transaction is signed sequentially, and the tool displays transaction details and confirmation status.

THE REAL MECHANISM

This tool uses ethers.js v5.7.2 to build and send transactions through the wallet's signer. It does not rely on any hardcoded contract addresses – you paste the invoice token contract you are using, so you are in full control. When you tokenize an invoice, the tool constructs a contract call to the tokenizeInvoice function, which takes the issuer, debtor, amount, due date, discount rate, and duration. The contract mints a new invoice token with a unique ID, stores the invoice metadata on-chain, and sets the invoice status to active. When you fund an invoice, the tool calls fundInvoice, which transfers the funded amount to the issuer and records the funding. When you repay an invoice, the tool calls repayInvoice, which transfers the repayment amount to the funder and marks the invoice as repaid. The tool reads invoice state via getInvoice, which returns the issuer, debtor, amount, funded, due date, discount rate, duration, creation timestamp, and repaid status, as well as getFundingHistory for the full history. All transactions are sequential to prevent nonce conflicts, and gas costs are calculated using effectiveGasPrice for accurate post-EIP-1559 reporting.

WHAT IT CANNOT SEE

This tool cannot verify off-chain invoice authenticity, validate debtor creditworthiness, detect invoice fraud, or ensure that the invoice token contract handles financing correctly. It cannot detect if the invoice is legitimate or if the debtor is creditworthy. The tool also cannot verify that the invoice token contract correctly handles edge cases like duplicate invoices, invalid due dates, or repayment logic. It cannot simulate the outcome of a transaction before you sign it, nor can it guarantee that the tokenization will be processed correctly if the contract is not properly implemented.

PLEASE NOTE

This tool works only on EVM-compatible chains supported by your wallet and provider. Always double-check the contract addresses and invoice parameters before signing. Use testnet first. The tool is a transaction-signing interface and invoice financing management tool, not a invoice authenticity or creditworthiness verification system.