Wallet Tax-Season Activity Summary

WHAT IT DOES

Wallet Tax-Season Activity Summary provides AI-powered categorization and summary of a wallet's transaction history for tax season purposes. Analyze transaction history to categorize each transaction by type — buys (incoming asset purchases), sells (outgoing asset sales), swaps (asset exchanges), transfers (simple token movements), DeFi interactions (lending, borrowing, staking, yield farming), bridge activity (cross-chain transfers), gas fees, and staking rewards. View total transaction volume and volume by category to understand the scale of activity. Access monthly breakdowns with key months highlighted to identify seasonal patterns. Identify high-value transactions and unusual patterns that may have tax implications. The AI translates these technical details into a plain-language tax-season summary with a clear verdict (High Activity Year, Moderate Activity Year, Low Activity Year, or DeFi-Heavy Tax Year), total transaction count and volume, monthly breakdown with key months highlighted, categorized transaction breakdown with amounts, notable patterns, and a final tax-season overview.

HOW TO USE

1. Connect your Web3 wallet (Ethereum, Polygon, Arbitrum, Optimism, BSC, or any EVM-compatible chain).

2. Select the network that matches your target chain from the dropdown.

3. Enter the wallet address you want to analyze.

4. Select the tax year (2020–2024).

5. Click "summarize tax-year activity" to read on-chain transaction history and generate an AI summary.

6. Review the verdict, total transaction count and volume, monthly breakdown, categorized transaction breakdown, notable patterns, and final overview.

7. Use the summary to understand what activities occurred and what patterns emerge for tax season.

8. Remember: the AI explanation is generated from on-chain data — always review your wallet's signature prompt before signing.

TECHNICAL MECHANISM

Wallet Tax-Season Activity Summary reads real on-chain transaction history for the specified wallet address within the selected tax year. The tool queries transaction history and retrieves transaction details including call data, logs, and status. It decodes transaction call data to identify function signatures and transaction purposes. It categorizes each transaction using a rule-based system: buys (incoming asset purchases or receives), sells (outgoing asset sales or sends), swaps (DEX interactions with token exchanges), transfers (simple token movements between addresses), DeFi interactions (lending, borrowing, staking, yield farming protocols), bridge activity (cross-chain transfer protocols), gas fees (transaction costs), and staking rewards (claim events from staking). It groups transactions by month and calculates total volume by category and month. It identifies high-value transactions and unusual patterns. The parsed and categorized data is then passed to the AI bridge (BGAI.generate) which produces a structured tax-season summary in plain language. The AI explanation is capped at 1,024 tokens and focuses on clear categorization and actionable insights.

WHAT IT CANNOT SEE

This tool cannot verify that transaction history is complete or that it captures all wallet activity — some transactions may be off-chain or on other chains. It cannot determine tax liability or provide tax advice — tax treatment varies by jurisdiction and individual circumstances. It cannot guarantee that transaction categorization is accurate for tax purposes — some transactions may be misclassified. It cannot detect off-chain wallet activity or intent behind transactions. The AI analysis is based solely on on-chain transaction data — it cannot detect off-chain holdings, intent behind transactions, or predict future behavior. This tool does not constitute tax advice. Always consult a qualified tax professional for actual tax liability. The AI explanation is generated and does not replace reviewing what you are actually signing in your wallet.

PLEASE NOTE

Wallet Tax-Season Activity Summary supports EVM-compatible blockchains only (Ethereum Mainnet, Goerli, Polygon, Arbitrum One, Optimism, BNB Smart Chain, and others via network selection). The tool requires a free API key for the AI bridge. The tool never submits transactions or signs messages; it is strictly read-only. The AI explanation is generated after reading transaction data — always review your wallet's signature prompt before approving any transaction. This tool provides informational categorization only and does NOT constitute tax advice. Tax laws vary by jurisdiction — consult a qualified tax professional for actual tax liability. Transaction categorization accuracy depends on the quality of on-chain data and decoding heuristics. DeFi interactions may be complex and not fully captured.