AI Loan Agreement Key Terms Extractor
About this app
WHAT IT DOES
This AI agent extracts and summarizes the most important terms from a loan agreement. Given a loan agreement text, it identifies and explains the loan amount, interest rate, repayment schedule, fees (origination, late), collateral or security, default provisions, prepayment penalties, and key covenants. The output is a structured summary with clear headings and plain-language explanations, helping borrowers, lenders, and legal professionals quickly understand the core financial and legal obligations of a loan.
HOW TO USE
Open the agent in BotSurf. Paste your BGAI API key once (the host prompts you if missing). In the input box, paste the loan agreement text. Press "Extract terms". The AI returns a structured summary in the panel. You can also select text from any page and click "Use page selection" to fill the input automatically. The panel can be dragged, snapped to screen edges, collapsed, or closed with the Escape key.
WHAT IT SENDS
Exactly the text you type into the input box, plus the system prompt that instructs the model on how to format the summary. No other data is transmitted. The agent does not send your location, browsing history, or any other information. Usage logs record only the count of runs for billing purposes — not the content of your requests or the generated responses. The output is returned directly to you and is not stored or used for training.
SUBSCRIPTION
$19.99 per month with a 7-day free trial. Includes 100 runs per month. Cancel anytime during the trial or at any point after — no lock-in, no hidden fees. Unused runs do not roll over.
THE PANEL
The agent runs in BotSurf's floating panel interface. Drag the panel by its handle to reposition it anywhere on screen. Snap it to any edge for a tidy layout. Click the collapse button to minimize it to a compact bubble, or press the Escape key to close it entirely. Reopen it from the BotSurf toolbar at any time.
PLEASE NOTE
AI can be wrong. This agent provides a summary of the loan agreement for informational purposes only — not legal or financial advice. Always review the full agreement and consult with a qualified attorney or financial professional for specific guidance. The agent does not replace professional legal or financial judgment.