Pet Insurance Comparison Overlay

WHAT IT DOES

This userscript helps pet owners find the best insurance policy by comparing plans directly on comparison pages or individual insurer sites. It scans the page for plan details—monthly premiums, deductibles, reimbursement rates, annual limits, waiting periods, and covered conditions—then presents a side-by-side comparison in the panel. Each plan receives a "value score" (0–100) based on a weighted algorithm that considers cost, coverage breadth, and user-defined priorities. The highest-scoring plan is highlighted as "Best Value," and the script flags potential gaps in coverage for common conditions like hereditary issues, dental care, and wellness visits.

WHERE IT RUNS

The script works on any webpage containing pet insurance plan information—comparison sites like Pawlicy Advisor, Insurify, or PetInsuranceQuotes, as well as individual insurer pages from providers like Healthy Paws, Trupanion, Embrace, FIGO, Pets Best, and others. It runs entirely within your browser, reading only the visible text content of the current page. It does not track your browsing history, access other tabs, or send any data externally. No external APIs are called—all analysis is performed locally.

HOW TO USE

After installation, open the panel by clicking the tool's icon in the BotGentz sidebar. Select your priority from "Best Coverage," "Lowest Premium," or "Lowest Deductible" to tailor the value scoring. Choose your pet type (Dog or Cat) for context. The script automatically scans insurance pages on load (you can toggle this off). Click "Compare insurance plans" to manually scan at any time. The panel will display all detected plans with their value scores, key metrics, coverage tags, and highlight the best value option. Click "Clear comparison" to remove the results.

THE TECHNICAL MECHANISM

This script uses a structured extraction pipeline to identify insurance plans from unstructured text and tables. It scans page text line-by-line, detecting plan boundaries using keywords like "plan", "policy", "coverage", and price indicators. For each plan, it extracts metrics using regex patterns: premiums via dollar amounts, reimbursement rates via percentage patterns, deductibles via dollar amounts near "deductible" text, and annual limits via dollar amounts near "limit" or "annual". Coverage items are detected by matching text against a curated list of 25+ common coverage categories (accidents, illnesses, hereditary conditions, dental, wellness, etc.). The value score is calculated using a weighted formula with four components: premium (lower is better), deductible (lower is better), reimbursement rate (higher is better), and coverage breadth (more items is better). Weights are adjusted based on the user's selected priority, allowing the score to reflect what matters most to the user.

THE PANEL

The panel is draggable anywhere on the screen and remembers its position between sessions. It can be collapsed to a small floating bubble to minimize distraction, and expanded again with a single click. The panel's width can be adjusted, and pressing the Escape key closes it instantly. All settings—priority, pet type, and auto-scan preference—are persisted locally using GM_setValue, so your preferences remain intact across page reloads and browser restarts.

PLEASE NOTE

This userscript requires the free BotGentz extension to function. The plan detection relies on common text patterns found on insurance pages; if a page uses unconventional formatting, dynamically loaded content, or non-standard terminology, the script may not detect all plans or metrics. The value score is a general guide based on the metrics it can extract—it does not account for all policy nuances, exclusions, or fine-print details. Always review the full policy terms before purchasing. No data from your browsing is stored or transmitted anywhere—all processing occurs entirely in your browser.